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My benefits have run out, can I use my partner’s benefits?

Yes, if you are on your partner’s plan, you can use their benefits. The way insurance works is that you must use up your benefits first and then your partner’s plan kicks in. If you have a deductible on your plan, you can submit the unpaid portion to their plan for reimbursement.

What you may not do is ask us to submit a claim, or give you a receipt under your partner’s name for your visit – that is insurance fraud. All visits must be billed under the person’s name who was treated on the date of the visit.